{"id":15478,"date":"2023-09-12T11:29:24","date_gmt":"2023-09-12T03:29:24","guid":{"rendered":"https:\/\/readfi.news\/?p=15478"},"modified":"2023-09-27T17:15:00","modified_gmt":"2023-09-27T09:15:00","slug":"%e3%80%8a2023%e5%8d%93%e8%b6%8a%e9%8a%80%e8%a1%8c%e8%a9%95%e6%af%94%e3%80%8b%e3%80%8019%e5%ae%b6%e9%8a%80%e8%a1%8c%e6%8e%a8%e9%80%b2%e5%84%aa%e8%b3%aa%e9%87%91%e8%9e%8d%e6%9c%8d%e5%8b%99%e3%80%80","status":"publish","type":"post","link":"http:\/\/readfi.news\/en\/15478\/","title":{"rendered":"\"2023 Excellent Bank Rating\" 19 banks promote high-quality financial services and usher in a new era of prosperity"},"content":{"rendered":"<div class=\"trp_language_switcher_shortcode\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t<img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/readfi.news\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/en_US.png\" width=\"18\" height=\"12\" alt=\"en_US\" title=\"English\"> English\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"English\" onclick=\"event.preventDefault()\">\n\t\t\t<img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/readfi.news\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/en_US.png\" width=\"18\" height=\"12\" alt=\"en_US\" title=\"English\"> English\t\t<\/a>\n                    <a href=\"http:\/\/readfi.news\/en\/wp-json\/wp\/v2\/posts\/15478\" title=\"\u7e41\u9ad4\u4e2d\u6587\">\n            <img decoding=\"async\" class=\"trp-flag-image\" src=\"http:\/\/readfi.news\/wp-content\/plugins\/translatepress-multilingual\/assets\/images\/flags\/zh_TW.png\" width=\"18\" height=\"12\" alt=\"zh_TW\" title=\"\u7e41\u9ad4\u4e2d\u6587\"> \u7e41\u9ad4\u4e2d\u6587        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp_language_switcher_shortcode .trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n\n            var trp_shortcode_language_item = trp_el.querySelector( '.trp-ls-shortcode-language' )\n            \/\/ set width\n            var trp_ls_shortcode_width                                               = trp_shortcode_language_item.offsetWidth + 16;\n            trp_shortcode_language_item.style.width                                  = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector( '.trp-ls-shortcode-current-language' ).style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">By Chen Yixuan<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"419\" src=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-1024x419.jpg\" alt=\"\" class=\"wp-image-15479\" srcset=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-1024x419.jpg 1024w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-300x123.jpg 300w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-768x314.jpg 768w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-1536x628.jpg 1536w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-2048x837.jpg 2048w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__96215082-18x7.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Financial holding award-winning bank - Financial Supervisory Commission Secretary General Cai Fulong (sixth from left), Executive Yuan Vice President Zheng Wencan (seventh from left), Legislator Wu Qiming (eighth from right), Excellence Magazine publisher Lin Dingpeng (seventh from right) and CCathay United Bank, Taishin Bank, Bank SinoPac, Shin Kong Bank, Taiwan Cooperative Bank, Bank of Taiwan, Mega Bank and First Bank took a group photo<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">\"Press Release\", the 2023 Bank of Excellence Awards ceremony was held grandly at the <a href=\"https:\/\/www.lemeridien-taipei.com\/\" target=\"_self\">Le M\u00e9ridien Hotel in Taipei<\/a> on September 11. Guests attending the event included Vice President of the Executive Yuan Zheng Wencan, <a href=\"https:\/\/www.fsc.gov.tw\/ch\/index.jsp\" target=\"_self\">Financial Supervisory Commission<\/a> Secretary-General Tsai Fulong, legislator <a href=\"https:\/\/www.ly.gov.tw\/Pages\/List.aspx?nodeid=37427\" target=\"_self\">Wu Qiming<\/a> and Excellence Magazine publisher Lin Dingpeng. This year, Excellence Magazine selected a total of 19 banks and encouraged each bank to continue to improve service quality so that the banking industry can operate sustainably and create industrial value. The financial industry is the lifeblood of people's lives, and the development of financial technology is the most important driving force for social progress. In recent years, the global environment has changed rapidly, and the financial market has become more challenging. Taiwan's banking industry has performed relatively well. According to the latest statistics released by the Financial Supervisory Commission, in the first half of this year (2023), including banks, securities and futures investment trusts, and insurance industries, The total pre-tax surplus of the three financial industries reached 374.8 billion yuan. Among them, the banking industry made a profit of 269.1 billion yuan, an annual growth of 30%; the profit continued to set a new high in the same period in history, and compared with last year's full-year profit, it has also reached 62%, and the growth momentum is bright.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In his speech, Lin Dingpeng, publisher of Excellence Magazine, first affirmed that the award-winning banking industries stood out in the fierce competition. Nowadays, the global financial turmoil and the challenges of high inflation and interest rate increases, the performance of the banking industry is indeed impressive. And fully demonstrate that Taiwan\u2019s banking industry is a dynamic and capable national protector. &nbsp; &nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> At the same time, the outstanding performance of the banking industry is also closely related to government policies. The current government's opening up and support for the financial industry has allowed the banking industry to show greater advantages and differentiated operations. Now we are in the era of financial technology. Financial technology is the use of technology to serve the general public that traditional banks cannot serve, and it is inclusive finance. Lin Dingpeng added that innovative technology has four aspects \"ABCD\", A: AI (artificial intelligence), B: Blockchain (blockchain), C: Cloud (cloud), D: Data (data). As long as you master these With these four aspects, we will be able to grasp the biggest business opportunities of financial technology in the future. &nbsp; &nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Finally, I would like to express my special thanks to the government for providing good financial policies to the financial industry, the Legislative Yuan for its strong support in economic policies and other relevant laws, and the Financial Supervisory Commission for its supervision and guidance. I would also like to thank every leader in the banking industry for making Taiwan's financial environment and Financial services are developing rapidly, with goals such as protecting consumer rights, ensuring system security, and achieving sustainable development. &nbsp; &nbsp; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zheng Wencan, Vice President of the Executive Yuan, said that the evaluation of outstanding banks is quite diverse, including various indicators such as brand image, wealth management, sustainable development, digital finance, and new southbound. He also recognized the efforts of the winning banks. Nowadays, information security, fraud, and money laundering are issues that the people and the government attach great importance to. Zheng Wencan specifically pointed out that last year, banks intercepted about 8,000 fraud cases, amounting to more than NT$4.2 billion; from January to June this year, there were about 5,050 fraud cases at the counter. , the amount of fraud prevented was as high as 3.378 billion yuan, which also represents the success of the bank in preventing fraud. I would also like to thank everyone in the financial industry for your comprehensive cooperation in making Taiwan's financial environment more friendly and open. &nbsp;&nbsp; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And new financial development is an inevitable path. Zheng Wencan said that in terms of personal financial management, Chinese people currently have many customers who buy foreign currency products, and the exchange rate will fluctuate, and the interest spread income is not consistent in the long term. He also hopes that the financial industry can provide More product options provide a more complete financial system. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"520\" src=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246-1024x520.jpg\" alt=\"\" class=\"wp-image-15489\" srcset=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246-1024x520.jpg 1024w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246-300x152.jpg 300w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246-768x390.jpg 768w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246-1536x780.jpg 1536w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246-18x9.jpg 18w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461246.jpg 1797w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Non-financial holding award-winning banks - Financial Supervisory Commission Secretary General Cai Fulong (fifth from left), Executive Yuan Vice President Zheng Wencan (sixth from left), Legislator Wu Qiming (fifth from right), Excellent Magazine publisher Lin Dingpeng (fourth from right) and Far Eastern International Bank, Chang Hwa Commercial Bank, Taichung Bank, he Shanghai Commercial &amp; Savings Bank, Land Bank of Taiwan, Taiwan Business Bank and O-Bank took a group photo together<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Cai Fulong, Secretary-General of the Financial Supervisory Commission, said that he was very honored to participate in this award ceremony on behalf of the Financial Supervisory Commission. First of all, he would like to thank the Vice President of the Executive Yuan for providing considerable support to the financial industry. Under the guidance of the government, the financial industry has also made great strides. &nbsp; &nbsp;&nbsp; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Last year, the world's major central banks sharply raised interest rates, which had spillover effects and tightened the international financial situation. However, Taiwan's banks still performed quite well. As of July this year, the banking industry's profits have reached more than 32 billion, and it has delivered a beautiful report card. Cai Fulong also reminded that although the financial industry seems to be smooth sailing, we must also be careful of hidden dangers. The current global financial market is unpredictable and still It is necessary to walk on thin ice at all times. Finally, Cai Fulong emphasized that excellence is not just about innovation, but also requires a \"culture of integrity,\" \"fulfilment of social responsibilities,\" and \"resilience.\" Excellence is always our goal, and we hope that all financial industry professionals can encourage us. &nbsp; &nbsp; <\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">Excellence Magazine commissioned the \"<a href=\"https:\/\/www.facebook.com\/profile.php?id=100077213054747\" target=\"_self\">Shih Hsin University Public Opinion Survey Research Center<\/a>\" to conduct the \"2023 Excellence Bank Rating\" online survey. This survey targeted general people over the age of 20 in 22 counties and cities across the country. Data were collected through online surveys and 39 domestic banks were selected. Public and private banks and 31 branches of foreign and mainland Chinese banks in Taiwan were divided into three categories: financial holdings, non-financial holdings, and foreign investors for cognitive evaluation. We hope to present the characteristics of Taiwan's banking industry through a detailed online survey and help the public understand high-quality banking teams. This year, the financial industry has officially shaken off the impact of the epidemic and has performed steadily in various businesses. A total of 19 domestic and foreign banks have won the highest honor. Excellence Magazine has held competitions related to banking, securities, investment advisory, and insurance for many years. The winners are all outstanding companies with strong strength and obvious performance. We hope that the list of winners can become a reference material for readers to choose banks.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"511\" src=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247-1024x511.jpg\" alt=\"\" class=\"wp-image-15490\" srcset=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247-1024x511.jpg 1024w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247-300x150.jpg 300w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247-768x383.jpg 768w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247-1536x767.jpg 1536w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247-18x9.jpg 18w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/09\/S__67461247.jpg 1813w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Award-winning foreign banks - Financial Regulatory Commission Secretary-General Cai Fulong (fifth from left), Executive Yuan Vice President Cheng Wen-can (sixth from left), Legislator Wu Qiming (fifth from right), Excellent Magazine publisher Lin Dingpeng (fourth from right) and DBS Bank , HSBC, Citibank and Standard Chartered Bank took a group photo together<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"> &nbsp; &nbsp; <strong>List of winners of \"2023 Excellent Bank Competition\"<\/strong> &nbsp; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3010\u91d1\u63a7\u9280\u884c\u985e\u3011<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">1. <a href=\"https:\/\/cathaybk.com.tw\/cathaybk\/\" target=\"_self\">Cathay United Bank \u570b\u6cf0\u4e16\u83ef\u9280\u884c<\/a>(Best Brand Image Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">2. <a href=\"https:\/\/www.taishinbank.com.tw\/TSB\/personal\/\" target=\"_self\">Taishin Bank\u53f0\u65b0\u9280\u884c<\/a> (Best Wealth Management Award\/Best Diversified Product Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">3. <a href=\"https:\/\/bank.sinopac.com\/sinopacBT\/index.html\" target=\"_self\">Bank SinoPac\u6c38\u8c50\u9280\u884c<\/a> (Best Green Finance Achievement Award\/Best Innovative Trust Service Award\/Best Customer Satisfaction Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">4. <a href=\"https:\/\/www.skbank.com.tw\/\" target=\"_self\">Shin Kong Bank\u65b0\u5149\u9280\u884c<\/a> (Best Social Inclusion Award\/Best Customer Recommendation Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">5. <a href=\"https:\/\/www.tcb-bank.com.tw\/personal-banking\" target=\"_self\">Taiwan Cooperative Bank\u5408\u4f5c\u91d1\u5eab\u5546\u696d\u9280\u884c<\/a>  (Best ESG Sustainability Award\/Best Small and Medium Enterprise Service Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">6. <a href=\"https:\/\/www.bot.com.tw\/\" target=\"_self\">Bank of Taiwan\u53f0\u7063\u9280\u884c<\/a> (Best Service Quality Award\/Best Sustainable Operation Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">7. <a href=\"https:\/\/www.megabank.com.tw\/\" target=\"_self\">Mega Bank\u5146\u8c50\u9280\u884c<\/a> (Best Fair Hospitality Award\/Best Foreign Exchange Trading Award\/Best Professional Team Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">8. <a href=\"https:\/\/www.firstbank.com.tw\/sites\/fcb\/personalhome\" target=\"_self\">First Bank\u7b2c\u4e00\u9280\u884c<\/a> (Best Trust Finance Award\/Best New Southbound Contribution Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> [Non-financial banks]<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">1. <a href=\"https:\/\/www.feib.com.tw\/\" target=\"_self\">Far Eastern International Bank\u9060\u6771\u9280\u884c<\/a> (Best Brand Image Award\/Best Wealth Management Award\/Best Green Finance Achievement Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">2. <a href=\"https:\/\/www.bankchb.com\/\" target=\"_self\">Chang Hwa Commercial Bank\u5f70\u5316\u9280\u884c<\/a> (Best SME Service Award\/Best Customer Recommendation Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">3. <a href=\"https:\/\/www.tcbbank.com.tw\/\" target=\"_self\">Taichung Bank\u53f0\u4e2d\u9280\u884c<\/a> (Best Social Inclusion Award\/Best Sustainable Management Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">4. <a href=\"https:\/\/www.scsb.com.tw\/\" target=\"_self\">The Shanghai Commercial &amp; Savings Bank\u4e0a\u6d77\u5546\u9280<\/a> (Best Service Quality Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">5. <a href=\"https:\/\/www.landbank.com.tw\/\" target=\"_self\">Land Bank of Taiwan\u571f\u5730\u9280\u884c<\/a> (Best ESG Sustainability Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">6. <a href=\"https:\/\/www.tbb.com.tw\/zh-tw\/personal\" target=\"_self\">Taiwan Business Bank\u53f0\u7063\u4f01\u9280<\/a> (Best Digital Financial Service Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">7. <a href=\"https:\/\/www.o-bank.com\/retail\" target=\"_self\">O-Bank\u738b\u9053\u9280\u884c<\/a> (Best Online Banking Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3010Foreign Bank Category\u3011<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">1. <a href=\"https:\/\/www.dbs.com.tw\/index-zh\/default.page\" target=\"_self\">DBS Bank\u661f\u5c55\u9280\u884c<\/a>  (Best Brand Image Award\/Best Sustainable Business Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">2. <a href=\"https:\/\/www.hsbc.com.tw\/\" target=\"_self\">HSBC\u6ed9\u8c50\u9280\u884c<\/a> (Best Wealth Management Award\/Best Private Banking Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">3. <a href=\"https:\/\/www.citibank.com.tw\/\" target=\"_self\">Citibank\u82b1\u65d7\u9280\u884c<\/a> (Best Corporate Finance Award\/Best ESG Sustainability Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">4. <a href=\"https:\/\/www.sc.com\/tw\/\" target=\"_self\">Standard Chartered Bank\u6e23\u6253\u9280\u884c<\/a> (Best Digital Financial Services Award\/Best Professional Team Award\/Best Customer Recommendation Award)<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">\u7e41\u9ad4\u4e2d\u6587\u7248\uff1a<a href=\"https:\/\/readfi.news\/en\/15478\/\" target=\"_self\">2023\u5353\u8d8a\u9280\u884c\u8a55\u6bd4\u300b\u300019\u5bb6\u9280\u884c\u63a8\u9032\u512a\u8cea\u91d1\u878d\u670d\u52d9\u3000\u958b\u5275\u7e41\u69ae\u65b0\u6642\u4ee3<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u6587\/\u9673\u6021\u7444 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&hellip;<\/p>","protected":false},"author":9,"featured_media":15479,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[151,91],"tags":[2175,5096,5103,190,1304,5089,5098,5101,3796,5097,5107,5106,5100,5109,5099,5112,5110,2176,5104,5108,5102,5111,5090,5105,157,2815],"class_list":["post-15478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-151","category-91","tag-2175","tag-5096","tag-5103","tag-190","tag-1304","tag-5089","tag-5098","tag-5101","tag-3796","tag-5097","tag-5107","tag-5106","tag-5100","tag-5109","tag-5099","tag-5112","tag-5110","tag-2176","tag-5104","tag-5108","tag-5102","tag-5111","tag-5090","tag-5105","tag-157","tag-2815"],"acf":[],"yoast_head":"<!-- This site is optimized 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