{"id":16825,"date":"2023-10-12T10:03:00","date_gmt":"2023-10-12T02:03:00","guid":{"rendered":"https:\/\/readfi.news\/?p=16825"},"modified":"2023-10-12T10:03:07","modified_gmt":"2023-10-12T02:03:07","slug":"%e5%89%96%e6%9e%90%e5%88%86%e7%b4%85%e4%bf%9d%e5%96%ae%e7%9a%84%e5%8e%9f%e5%a7%8b%e9%9d%a2%e8%b2%8c","status":"publish","type":"post","link":"https:\/\/readfi.news\/en\/16825\/","title":{"rendered":"\u5256\u6790\u5206\u7d05\u4fdd\u55ae\u7684\u539f\u59cb\u9762\u8c8c"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u6587\/\u5f35\u58eb\u5091<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-1024x768.jpg\" alt=\"\" class=\"wp-image-16827\" style=\"width:839px\" width=\"839\" srcset=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-1024x768.jpg 1024w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-300x225.jpg 300w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-768x576.jpg 768w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-1536x1152.jpg 1536w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-16x12.jpg 16w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m-195x146.jpg 195w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/8f19372d1486aa1d4caab5f0fbac52e1_m.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e02\u9762\u6240\u92b7\u552e\u7684<a href=\"https:\/\/www.smartbeb.com.tw\/article\/Life\/id\/1005\">\u5206\u7d05\u4fdd\u55ae<\/a>\u66fe\u56e0\u5be6\u969b\u5206\u7d05\u8207\u4fdd\u6236\u9810\u671f\u5448\u73fe\u843d\u5dee\uff0c\u4ee5\u81f4\u5f15\u8d77\u4e0d\u5c11\u5ba2\u8a34\u722d\u8b70\u3002\u67d0\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u8fd1\u671f\u518d\u6b21\u5ba3\u5e03\u5f37\u5316\u92b7\u552e\u5206\u7d05\u4fdd\u55ae\uff0c\u5f15\u767c\u58fd\u96aa\u5e02\u5834\u7684\u8a0e\u8ad6\uff0c\u800c\u5c0d\u65bc\u5ee3\u5927\u6709\u4fdd\u96aa\u9700\u6c42\u7684\u91d1\u878d\u6d88\u8cbb\u8005\u800c\u8a00\uff0c\u4f55\u8b02\u4fdd\u55ae\u5206\u7d05\u8207\u8cfc\u8cb7\u6b64\u985e\u578b\u4fdd\u96aa\u6642\uff0c\u6709\u4f55\u9700\u8981\u7559\u610f\u7684\u91cd\u9ede\uff0c\u518d\u6b21\u6210\u70ba\u4fdd\u96aa\u5e02\u5834\u95dc\u6ce8\u7684\u8b70\u984c\u3002 \u00a0  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5206\u7d05\u4fdd\u96aa\u4e0d\u540c\u65bc\u5229\u7387\u8b8a\u52d5\u578b\u5546\u54c1\uff0c\u5229\u7387\u8b8a\u52d5\u578b\u5546\u54c1\u9664\u81f3\u5c11\u5df2\u77e5\u9810\u5b9a\u5229\u7387\u5916\uff0c\u6bcf\u4fdd\u55ae\u5468\u5e74\u6708\u4fdd\u96aa\u516c\u53f8\u6703\u4f9d\u64da\u8a72\u96aa\u5340\u9694\u8cc7\u7522\u8cc7\u91d1\u904b\u7528\u6536\u76ca\u53ca\u53c3\u8003\u5e02\u5834\u5229\u7387\u7d66\u4e88\u4fdd\u6236\u8f03\u9ad8\u5ba3\u544a\u5229\u7387\u3002\u5ba3\u544a\u5229\u7387\u8207\u9810\u5b9a\u5229\u7387\u4e4b\u9593\u5dee\u7570\uff0c\u4ee3\u8868\u6bcf\u5e74\u4fdd\u96aa\u4eba\u56de\u994b\u4fdd\u6236\u6bd4\u4f8b\uff0c\u800c\u5206\u7d05\u4fdd\u55ae\u5247\u5f37\u8abf\u7d93\u71df\u7372\u5229\u5171\u4eab\uff0c\u5206\u7d05\u4fdd\u55ae\u660e\u78ba\u8a72\u5e33\u6236\u4e0b\u6295\u8cc7\u8cc7\u7522\u53ca\u8cbb\u7528\uff0c\u4fdd\u55ae\u6709\u81ea\u8eab\u6210\u672c\u3001\u6295\u8cc7\u6536\u76ca\uff0c\u7372\u5229\u4f9d\u7167\u5951\u7d04\u7d04\u5b9a\u689d\u4ef6\u56de\u994b\u4fdd\u6236\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8207\u5229\u7387\u8b8a\u52d5\u578b\u4fdd\u55ae\u63a1\u8cc7\u7522\u5340\u9694\u4e0d\u540c\uff0c\u5206\u7d05\u4fdd\u55ae\u63a1\u7368\u7acb\u8ca1\u52d9\u5831\u8868\uff0c\u5982A\u516c\u53f8\u5206\u5225\u92b7\u552e\u5229\u8b8a\u58fd\u96aa\u4e00\u767e\u5104\u5143\u8207\u5206\u7d05\u58fd\u96aa\u4e00\u767e\u4e94\u5341\u5104\u5143\uff0c\u6703\u5206\u6210\u4e8c\u500b\u7368\u7acb\u5e33\u6236\uff0c\u8cbb\u7528\u53ca\u6295\u8cc7\u6536\u76ca\u5206\u958b\u8a08\u7b97\uff0c\u4f9d\u5951\u7d04\u5167\u5bb9\u5c65\u884c\u5c0d\u65bc\u4fdd\u6236\u7684\u6536\u76ca\u56de\u994b\u627f\u8afe\u3002 \u00a0 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5206\u96e2\u8207\u7368\u7acb\u5e33\u6236\u7ba1\u7406<\/strong> \u00a0 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u96fb\u529b\u516c\u53f8\u5229\u7528\u96fb\u9336\u8a18\u9304\u65e5\u5e38\u7528\u96fb\u70ba\u4f8b\uff0c\u5b9a\u671f\u8a08\u7b97\u7528\u96fb\u91cf\u6536\u53d6\u8cbb\u7528\uff0c\u4e00\u822c\u4f4f\u5bb6\u7528\u96fb\u6703\u4f7f\u7528\u7368\u7acb\u96fb\u9336\uff0c\u800c\u90e8\u5206\u623f\u6771\u70ba\u589e\u52a0\u6536\u76ca\uff0c\u901a\u5e38\u6703\u9694\u9593\u5206\u79df\uff0c\u5404\u4f4f\u6236\u5171\u7528\u4e00\u500b\u96fb\u9336\uff0c\u4f46\u4f9d\u7167\u5be6\u969b\u7528\u96fb\u6bd4\u4f8b\u5206\u6524\u96fb\u8cbb\u3002\u4f7f\u7528\u7368\u7acb\u96fb\u9336\u53ef\u660e\u78ba\u8a18\u9304\u7528\u91cf\uff0c\u5171\u7528\u96fb\u9336\u6642\uff0c\u5982\u679c\u6c92\u6709\u6e05\u695a\u516c\u5e73\u7684\u5206\u914d\u539f\u5247\uff0c\u5e38\u5e38\u6703\u7522\u751f\u7591\u616e\u6216\u722d\u8b70\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u5728\u9762\u5c0d\u4fdd\u6236\u8a08\u7b97\u4fdd\u55ae\u6536\u76ca\u7387\u6642\uff0c\u5b58\u5728\u985e\u4f3c\u96fb\u8cbb\u7684\u8a08\u7b97\u3002\u6295\u8cc7\u578b\u4eba\u58fd\u4fdd\u96aa\u7684\u5c08\u8a2d\u5e33\u7c3f\uff0c\u7fd2\u6163\u7a31\u70ba\u5206\u96e2\u5e33\u6236\uff08separate account\uff09\uff0c\u5982\u540c\u4f4f\u5bb6\u7684\u7368\u7acb\u96fb\u9336\u4e00\u822c\uff0c\u4ee5\u7368\u7acb\u6703\u8a08\u65b9\u5f0f\u63ed\u9732\u8ca1\u52d9\uff0c\u6e05\u695a\u660e\u78ba\uff0c\u4fdd\u96aa\u4eba\u9055\u7d04\u6642\uff0c\u4e5f\u4e0d\u6703\u5f71\u97ff\u5230\u4fdd\u6236\u6b0a\u76ca\u3002\u4f46\u662f\u5206\u7d05\u58fd\u96aa\uff0c\u5247\u5c6c\u65bc\u5340\u9694\u5e33\u6236\uff08segregate account\uff09\uff0c\u6b78\u985e\u65bc\u4fdd\u96aa\u4eba\u4e00\u822c\u5e33\u6236\uff08general account\uff09\u5167\uff0c\u4fdd\u96aa\u4eba\u91dd\u5c0d\u5340\u9694\u8cc7\u7522\u8a08\u7b97\u6536\u76ca\u4ee5\u56de\u994b\u7d66\u4fdd\u6236\uff0c\u65bc\u8ca1\u52d9\u5831\u8868\u4e0a\u7121\u9700\u63ed\u9732\u5340\u9694\u8cc7\u7522\uff0c\u5982\u540c\u5171\u7528\u96fb\u9336\uff0c\u4fdd\u96aa\u4eba\u767c\u751f\u9055\u7d04\u6642\uff0c\u6240\u6709\u4fdd\u6236\u5c07\u6709\u6b0a\u5229\u5206\u4eab\u5269\u9918\u50f9\u503c\u3002 \u00a0 <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/1697075722314.jpg\" alt=\"\" class=\"wp-image-16831\" style=\"width:568px\" width=\"568\" srcset=\"https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/1697075722314.jpg 388w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/1697075722314-142x300.jpg 142w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/1697075722314-6x12.jpg 6w, https:\/\/readfi.news\/wp-content\/uploads\/2023\/10\/1697075722314-69x146.jpg 69w\" sizes=\"(max-width: 388px) 100vw, 388px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5206\u7d05\u4fdd\u55ae\u6cd5\u5f8b\u57fa\u790e<\/strong> \u00a0 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=G0390002&amp;flno=140\">\u4fdd\u96aa\u6cd5\u7b2c140\u689d<\/a>\u898f\u5b9a\uff0c\u58fd\u96aa\u516c\u53f8\u5f97\u7c3d\u8a02\u53c3\u52a0\u4fdd\u55ae\u7d05\u5229\u4e4b\u4fdd\u96aa\u5951\u7d04\u3002\u53c3\u52a0\u4fdd\u55ae\u7d05\u5229\u7684\u4fdd\u55ae\u7c21\u7a31\u5206\u7d05\u4fdd\u55ae\uff08Participating policy, Par-policy\uff09\uff0c\u4fc2\u6307\u4fdd\u55ae\u689d\u6b3e\u7d04\u5b9a\u53ef\u53c3\u52a0\u4fdd\u55ae\u7d05\u5229\u7d66\u4ed8\u8005\uff0c\u800c\u4fdd\u55ae\u7d05\u5229\u5373\u4fdd\u55ae\u6301\u6709\u4eba\u4f9d\u7d04\u5206\u4eab\u58fd\u96aa\u516c\u53f8\u7d93\u71df\u7e3e\u6548\u6240\u7522\u751f\u76c8\u9918\u7684\u5229\u5f97\u3002 <\/p>\n\n\n\n<p 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